• Mission Statement
  • We, at Sublime Merchant Services, are committed to excellence. We refuse to cut corners. We choose the road less traveled because it is the only thing that differentiates us from the competition. We would rather keep customers than obtain new merchants. With this philosophy as the cornerstone of our enterprise, we have grown in leaps and bounds by simple word of mouth.

    We enjoy knowing that it is our clients that drive our sales, rather than our representatives.

  • Our Company
  • We have had the privilege of composing our company from incredibly knowledgeable industry veterans. The cumulative experience of the members of our executive staff totals over 20 years in the industry. Many of us have had the displeasure of witnessing how many different credit card processing companies “should not” be run. We pride ourselves in maintaining a level of professionalism, respect and courtesy to our reps and merchants. We would rather make less money and keep people happy. The way business should be conducted.

  • Sublime Merchant Advantages:
  • Low Rate Retail Processing

    Free Equipment

    High Risk Processing

    Cash Advance

  • Digital Age
  • This world of ours has seen immense technological advancements over the past 20 years. The fact is this and nothing less: If a company is not riding the wave of digital solutions, they will most likely drown. We understand this necessity and therefore have established close connections with the largest and most progressive merchant hardware and software companies. We make sure all equipment is PCI Compliant. We also make sure you have the right technology to fit your industry needs.

  • The credit card processing industry is currently oversaturated with service providers...
  • Every year more third party processors are added to the mix. In an economy of frugality, we understand that though it is necessary to be open-minded to “every” cost-cutting avenue, it is frustrating and exhausting dealing with a myriad amount of price quotes for merchant services. Even more frustrating is the complexity of these pricing structures. Many times a merchant will be exploited due to their lack of industry knowledge and, unknowingly so, agree to a setup that is not only unsuitable for their business, but effectively more expensive.

    At Sublime Merchants, we rise miles above the competition through financial transparency and old-fashioned business fundamentals. We believe our prolonged experience in the industry dictates that a client will only remain a client if kept happy. That is why we focus on not just cost saving, but profit increasing merchant services tools. If we can help you grow your business, we are not just a merchant services provider but creating a long-term partnership where Sublime Merchants doesn’t have to worry about losing your business. This way we don't have cancellation fees on the majority of our contacts.

  • We, at Sublime Merchant Services, are committed to excellence.
  • We refuse to cut corners. We choose the road less traveled because it is the only thing that differentiates us from the competition. We would rather keep customers than obtain new merchants. With this philosophy as the cornerstone of our enterprise, we have grown in leaps and bounds by simple word of mouth. We enjoy knowing that it is our clients that drive our sales, rather than our representatives.

  • Our Company.
  • We have had the privilege of composing our company from incredibly knowledgeable industry veterans. The cumulative experience of the members of our executive staff totals over 20 years in the industry. Many of us have had the displeasure of witnessing how many different credit card processing companies “should not” be run. We pride ourselves in maintaining a level of professionalism, respect and courtesy to our reps and merchants. We would rather make less money and keep people happy. The way business should be conducted.

  • Sublime Merchant Advantages:
  • Low Rate Retail Processing

    Free Equipment

    High Risk Processing

    Cash Advance

  • Digital Age
  • This world of ours has seen immense technological advancements over the past 20 years. The fact is this and nothing less: If a company is not riding the wave of digital solutions, they will most likely drown. We understand this necessity and therefore have established close connections with the largest and most progressive merchant hardware and software companies. We make sure all equipment is PCI Compliant. We also make sure you have the right technology to fit your industry needs.

  • At Sublime Merchant Services, we offer
  • A nearly unlimited array of options for processing hardware and software. With a complete warehouse of merchant processing terminals stocked, we are capable of providing a merchant with equipment at base, manufacturer cost. In addition to purchasing options, we also offer affordable and protected leasing options for merchants who would rather not come too deep out of pocket.

    In addition to Physical terminal for Physical “face to face” merchants, we offer many E-commerce processing solutions for our internet based merchants. We realize that in our current economy, more and more transactions are being processed online. Due to this fact, merchants need to be confident that not only will their processing method be turn-key and simple, but secure and protected. We at Sublime Merchants wouldn’t feel comfortable with anything less than complete security and simplicity.

    We have prolonged experience processing successfully for the following types of businesses:

  • Retail/Swiped/Face-to-Face Merchants
  • Merchants that have physical, Brick & Mortar businesses and have physical customers fall into this category.

  • Mo/To (Mail Order/Telephone Order)
  • Merchants who usually do not have physical customers and process transactions where the card is not present fall into this category. They will key-in the card number into the credit card terminal instead of swiping the majority of their cards.

  • Internet & E-Commerce Merchants
  • Merchants who have online shopping carts where customers enter their card information into a digital forum will fall into this category. Some would-be Mo/To merchants who do not have a merchant terminal may want to have a gateway set up so that they may key their customers card information into the computer and process the card via the Internet.

  • Hotel, Lodging Merchants
  • Merchants who require to ability to hold pre-authorized deposits for services will fall into this category. They require the ability to credit the customer back the deposit once the room has been inspected and is in a comparable condition to when it was booked.

  • Restaurant/Salon with Tip Merchants
  • This setup is very similar to Retail Merchants; physical location, physical clients, cards swiped. The only difference is the ability to accept a tip. The merchant will require the ability to run the initial transaction, have their client sign the receipt and notate the tip amount, and then go back into the terminal and add the tip to the initial transaction amount.

  • High Risk
  • We have several banks that are more than interested to board your account. Whether you're a new business or existing, we can place your account. Doesn’t matter if you’ve been declined before, as most merchant accounts have experienced the same at some point in time.

© 2018 Sublime Merchants | All Rights Reserved
  • Visa/MC/Disc Processing
  • We are capable of offering the ability to accept all Visa, MasterCard, and Discover transactions. Due to our esteemed status as an Interchange Plus Provider, we are capable of offering base level pricing at 10 BPTS & $0.10 for qualified merchants. This enables us to offer pricing structures so competitive that rarely will an approaching competitor be capable of showing even the slightest amount of savings when proposing a processing switch.

  • American Express Processing
  • We can offer both Amex One Point Processing as well as Amex ESA Processing. Do not hesitate to inquire about these separate setups. We can assist in discovering which program suits you the best.

  • PIN based & Offline Debit
  • Many merchants are not aware of the benefits of accepting PIN based debit. Accepting a PIN number when swiping a debit card eliminates a large amount of risk. Elimination of risk means elimination of fees. We are however in a position to offer PIN based as well as Offline (no PIN entered) Debit. We always show the benefits, but ultimately allow the merchant to make up their own mind.

  • EBT & Government Cards
  • These cards are business type specific. If your business classification qualifies you to accept these cards, we will outline the benefits and provide the service upon request..

  • Gift Cards & Loyalty Cards
  • Not only are we capable of processing your existing Gift Cards, but we offer many different packages for Gift Card & Loyalty Card to be set up at your location. Offer your clients a method of payment that keeps them coming back!

  • E-Check Services
  • Add yet another avenue of payment to your customers. We offer Check Conversion, Verification, Guarantee, & Collections. Ask a representative if this may benefit your business!

  • Fleet Cards
  • We are capable of Processing Fleet tickets, Wright Express, Voyager, Marathon, and many more Fleet cards. These cards are also business type specific.

  • ATMs
  • There are a couple different ways a merchant can go about getting ATMs at their location. Not only is this a valued service to provide to customers, but it can also be a side-stream of revenue into the business. The first option is to merely allow our company to place one in your location. We would stock the cash and service the ATM for you easily enabling you to provide this service to your customers with no out of pocket cost to you. Secondly; it is an option for a merchant to purchase or lease the unit. In this case, the merchant would stock the cash and service the ATM. This would also allow the merchant to set the service cost creating profit out of every cash withdrawal a customer makes.

  • Business Loan
  • Today’s banks are becoming increasingly more stringent with business loaning. For small to medium sized businesses, this can be fatal. We are pleased to be in a position to offer yet another solution to a popular problem. Our Merchant Cash Advance Program focuses on the health of your business, not your personal credit score. This enables a merchant to leverage their current credit card processing activity to receive an up-front, unsecured advance, based on up to 1.5 their monthly Visa/MasterCard processing volume.Loans from $5,000-250,000, 3-24 month terms, receive funding in as fast as 1 business day- you can’t go wrong!

  • Consumer Finance
  • This program offers a lower cost 3 / 6 / 12 /18 month financing program by utilizing your customer’s checking account. The payments are guaranteed by our bank and you can be ensured that you will be paid for within 72 hours. We automatically debit the consumer's bank account at each deferred deposit date while settling the funds directly to your bank account electronically.

  • Constant Contact
  • We are the ONLY merchant services company partnered with Constant Contact. We offer our clients a special trial period of 90 days. Within those 90 days, clients can utilize a plethora of tools, such as email marketing, social media marketing, online surveying, event marketing, and more. Our partnership with Constant Contact empowers small businesses and organizations to create and grow customer relationships and succeed, and that’s what we’re all about!

© 2018 Sublime Merchants | All Rights Reserved

Small Business

Easy, predictable payment services.

Payment Acceptance Made Easy

With a merchant account you can process credit and debit cards. We make it simple.

Easily Manage Card Payments

Our online, easy-to-use reporting service, gives you the information to manage your small business merchant account 24/7/365.

Customized Payment Solutions

Apply now for easy to understand rates and payment solutions that can grow with your business

Accept Payments On the Go

Accept chip card payments wherever you go. Our Converge Mobile app, for Apple and Android devices, extends payments beyond your four walls.

Easily Accept Payments Online

Turn your computer into a powerful payments engine. Accept most payment methods using Converge, whether in-person, via mail/telephone order or an e-commerce website.

Tablet Solutions

Elavon offers affordable, easy-to-use, and secure tablet solutions tailored for the small business. More than just mobile payments, you can receive real-time data from anywhere you have internet access.

© 2018 Sublime Merchants | All Rights Reserved

Solutions for every scenario.

Sell more online with Elavon’s eCommerce solutions.

Easy implementation

We provide you with simple solutions to take your business online. You can be up and running in no time by using pre-made templates from our partners. They provide the web builder tools, and we process your payments once your website is live.

Add Payments to your website

If you already have a website, or if you’re building one, you can use our solutions to build your very own payment page. Use our templates or build your own using our javascript library.

Support for the most complex scenarios

We work with developers and have many API integration options to suit the needs of your business including APIs for mobile app development.

© 2018 Sublime Merchants | All Rights Reserved

Enterprise

Customized, global payment solutions.

Our End-to-End Advantage

Our end-to-end processing provides you with global reach and a knowledgeable support team. Powered by our award-winning, International Processing Platform and global payment solutions.

Advanced Security Solutions

Reduce PCI scope and shift operational responsibility and associated risk to Elavon. Connect directly from our secure payment gateway to our processing system.

Professional Services Expertise

Protect your revenue from exceptions, and reduce operating and capital expenses. Our Professional Services team helps you access commerce-enabling tools and focus human capital.

Manage Chargebacks/Fraud

Protect loyal customers with our fraud solution while reducing manual reviews and false positives. We deliver effective fraud prevention, chargeback management and security solutions.

Real-time Reporting

With Elavon’s reporting solutions, you can aggregate data from multiple locations, understand transaction downgrades, generate in-depth analysis, and export reporting.

© 2018 Sublime Merchants | All Rights Reserved

Market Solution

Precise, Industry-specific solutions

Airlines

Airlines can reduce the cost of card acceptance and fraud with Elavon’s global processing reach, advanced risk management tools, fraud detection solutions and managed chargeback services.

Hospitality / Travel & Entertainment

Elavon's payment and gateway solutions interface with the leading property management systems, and deliver end-to-end encryption and tokenization technologies. Consolidate payment processing across your enterprise, including reservations, restaurants, retail shops, and services.

Restaurant

Elavon's secure and convenient point-of-sale and gateway solutions work in table service, quick service and concessionaire restaurant environments. Value-added solutions like electronic check service and gift cards create new operational and financial efficiencies to help boost your bottom line.

Retail

As payment options for consumers increase, you can choose the elements that deliver the most value across your enterprise. Elavon's retail solutions are flexible to meet the needs of a variety of POS configurations, in-store environments and connectivity options.

Healthcare

Practices can streamline and simplify point-of-sale payments and bill pay collectibles with Elavon's solutions for the healthcare marketplace. Efficiently accept and collect patient payments to provide consistent cash flow and collections for your business.

Public Sector / Education

Elavon's payment and bill pay solutions are tailored to the needs of agencies, universities, utilities and other public sector entities. With fixed budgets and the cost of card acceptance generally not built into your business model, Elavon helps you better manage the payment process and track convenience fees.

© 2018 Sublime Merchants | All Rights Reserved

Loyalty Program

  • Introducing the Fanfare Customer Loyalty, Offers, and Gift Card Program
  • It’s never been easier to attract new customers and build new business.

    Welcome to loyalty's next generation: an integrated package of customizable loyalty rewards, offers, promotions, and gift cards that delivers all the power of big business loyalty programs. Customers get to easily track rewards and redeem them at checkout. You get happy customers and actionable data. Discover more about how Fanfare celebrates your customers—and you!

    Read the Fanfare success story to see how Southern Bound Book Shop rewards Biloxi book worms and how Fanfare has helped turn shoppers into loyal customers.

© 2018 Sublime Merchants | All Rights Reserved

Industry Payment Solution

  • Healthcare
  • Practices can streamline and simplify point-of-sale payments and bill pay collectibles with Elavon’s solutions for the healthcare marketplace. Efficiently accept and collect patient payments to provide consistent cash flow and collections for your business.

  • Hospitality
  • The way your customers pay is evolving and we’re here to help your business be ready for what’s next. We understand how payment processes can vary between brands or even locations depending on technology infrastructure and configurations.

  • Restaurant
  • Elavon’s secure and convenient point-of-sale and gateway solutions work in table service, quick service and concessionaire restaurant environments. Value-added solutions like electronic check service and gift cards create new operational and financial efficiencies to help boost your bottom line.

  • Lodging
  • Elavon’s payment and gateway solutions interface with the leading property management systems, and deliver end-to-end encryption and tokenization technologies. Consolidate payment processing across your enterprise, including reservations, restaurants, retail shops, and services.

  • Airlines
  • Airlines can reduce the cost of card acceptance and fraud with Elavon’s global processing reach, advanced risk management tools, fraud detection solutions and managed chargeback services.

  • Public Sector/Education
  • Elavon’s payment and bill pay solutions are tailored to the needs of agencies, universities, utilities and other public sector entities. With fixed budgets and the cost of card acceptance generally not built into your business model, Elavon helps you better manage the payment process and track convenience fees.

  • Services
  • As a dynamic services organization, keeping up with customer demands and growing your business can be challenging. Accepting payments wherever your customers are doesn’t need to be. Whether you are a professional services firm, nonprofit or membership organization, veterinary service or another type of services organization, we can help.

© 2018 Sublime Merchants | All Rights Reserved

Address

  1833 W. Main St. Ste. 128 Mesa AZ 85201

Phone

  +866-676-8071

  +1 866-596-5647

Contact Us

© 2018 Sublime Merchants | All Rights Reserved

Easy Financing For Your Legal Case

One Application | 10 Lenders | Instant Decisions | $0 Down

First Payment Due in 30 Days. Low Monthly Payments.

No Risk or Obligation

  Interest Rates From 3.99%

  Loan Amounts Up To $40,000

  Funds In As Little As One Day

  No Pre-Payment Penalty

Step 1

  Click on the “Apply Now” Button To Get An Instant Payment Quote.

Step 2

  Complete the 90-Second Application to See Your Payment Options

Step 3

  Accept Any Offer, From Up to 12 Lenders, and Complete the Loan Agreement

Step 4

  Support Team Will Help With Any Requested Information. Get Funded

© 2018 Sublime Merchants | All Rights Reserved

No More Chasing Payments

You collect 100% of your fee, in full, upfront. No more chasing payments. No collection calls.

Attract More Clients

When a client calls to ask about cost, you can quote payment options as low as $150 per month for a $5,000 case. Can you do that today?

Instant Approvals

Get up to 10 offers with one simple application. Your clients choose the offer that’s best for them. You are only charged a 4.99% fee on what they pay you.

Low Payment Options

Finance a $4,000 case for as low as $142 per month with $0 down payment. With scores down to 560, we can approve more clients than ever before.

No Recourse

All Financing programs come with a ‘No Recourse’ clause to the Attorney. Because we fund the client, there are no concerns with bar issues.

Remove The Cost Barrier

With Low Monthly Payments and $0 Down, Every Client Who Qualifies Can Now Afford To Hire They Attorney They Want – YOU!

Check your payment and rates in just minutes!

If you have already completed the loan inquiry form, "Click Here" to revisit your offers.

Your information is safe and secure. We encrypt all personal information using 256 bit encryption.

Checking your rate won't affect your credit score

Do you want to add a co-applicant?

By checking the box below, I hereby provide consent to SublimeMerchants and its lending partners and providers to obtain my consumer credit reports from credit bureaus as part of this enquiry for credit preqqualification. I am also confirming that I have read and agree to the E-Consent Agreement and to:

© 2018 Sublime Merchants | All Rights Reserved

Getting Paid By Your Clients

It's Simpler Than You Think

It's No Secret That Clients Don't Always Pay On Time

In this example, we have a client who wants to hire an attorney for a $5,000 case. They can borrow $2,500 from a family member to pay the retainer. So the attorney agrees to take payments of $450 per month over the next 6 months.

The problem is, as you can see, the client only has $200 in available income to make payments. They’ll have to find more money to pay you over time.

But by offering the client payments of $150 per month with financing, the attorney could have been paid in full and the client could have easily afforded the monthly payment.

The case for financing is clear.

So What About Clients Who Don't Qualify

Our Easy Collections solution is a perfect fit. We allow you to create a payment contract with a client online in less than 2-minutes.

We then do all of the work to set-up, bill, collect and follow-up with clients to ensure timely payment management.

So stop chasing payments, and wasting valuable resources collecting money that you have already earned, and start collecting more of your fee with Easy Collections.

Payment Affordability Calculator

Total Household Income $50,000
Mortgage / Rent $1,400
Credit Cards $500
Childcare $0
Gas / Food $500
Car Expenses $400
Cell Phone / Cable $200
Gas / Electric / Water $300
Expenses $3,300
Other Income $0
Total Monthly Income $3,542
Disposable Income $247.92
Affordability Index
In-House Terms Payments $416.67
Estimated Finance Payment $150.00
© 2018 Sublime Merchants | All Rights Reserved

Frequently Asked Questions

No. You will be provided with a custom, pre-built landing page for your firm, and all you have to do is direct any potential client to that page. We handle the rest. No contracts. No paperwork. Nothing new to learn.

We built this program on 5 key bar pillars. No compulsion to perform, no limitation of choice, no compensation other than the collection of legal fees, arms-length transaction, and fair market pricing. The intention of the program is not to just help attorneys get paid their fee but to remove the cost barrier for clients who are seeking legal representation.

We have approved loans with scores as low as 560, but each loan is different. Our underwriting engine bases approvals on 3 major factors – Credit, Income, and Debt-to-Income Ratio.

In less than 30 seconds. We have a simple, one-page application, and approved clients will receive offers instantly.

No. All loans come with $0 out of pocket to get started.

Our Rates Start at 3.99% and go as high as 29%. Rates are determined by the overall risk of the client.

You Will Pay A 4.99% Transaction Fee On The Amount Your Firm Is Paid, Just Like A Credit Card.

Typically between 2-4 days. Most attorneys create an agreement contingent upon receipt of financing funds. Many attorneys collect a small good faith deposit.

All of our loans come with no recourse. This means no risk to the attorney. We haven’t had an attorney cancel our service in over 2 years. during that time we have extended and funded millions of dollars in offers.

© 2018 Sublime Merchants | All Rights Reserved